Travel
SCAPIA
FEDERAL BANK
Ultimate Travel Card
Scapia Federal
Joining Fee
FREE
Referral Code
₹1,000 Off Flights
Zero Forex Markup
Unlimited Domestic Lounges
10% Scapia Coins on Spend
24/7 Virtual Concierge
The Strategy: You only need to spend ₹5,000 in a billing cycle to unlock unlimited domestic lounge access for the following month. Keep this card for your low-tier expenses to maintain luxury travel perks.
Shopping
TATA NEU
**** **** **** 8888
INFINITY
Lifestyle & Grocery
Tata Neu Infinity
Annual Fee
FREE*
Referral Code
500 NeuCoins Bonus
5% Back on Tata Apps
1.5% Back on UPI Spend
EazyDiner Prime
Zero Liability
The Hack: Purchase BigBasket vouchers via the Tata Neu app using this card. You earn 5% on the voucher purchase + 5% when you use the voucher on BigBasket, effectively getting 10% off groceries.
Cashback
JUPITER
**** **** **** 1010
EDGE+ RUPAY
RuPay >>
Tech & Rewards
Jupiter Edge+ RuPay
One-Time Fee
₹499
Referral Code
Free Amazon Prime
10% Flat Cashback
Link to UPI Apps
Welcome Voucher ₹500
Instant Digital Issuance
Pro Tip: The 10% cashback applies to top brands like Zomato, Swiggy, and Amazon. Use the Jupiter app's "Insights" tab to track your monthly spend—once you hit the cap, switch cards immediately.
UPI
KIWI
**** **** **** 9999
AXIS BANK
RUPAY
UPI Specialist
Kiwi Axis RuPay
Lifetime
FREE
Referral Code
₹100 Signup Bonus
2 Edge Points / ₹200 UPI
Instant Redemption
1% Fuel Waiver
Virtual First Card
Instant Gratia: Unlike traditional bank points that take days to settle, Kiwi "Kiwis" are credited the second you finish a scan-and-pay transaction. You can convert them to cash instantly in the app.